As retirement becomes more and more expensive, it's more important than ever that retirees are prepared for those costs.

Social Security can go a long way in retirement, but it's no secret the program is facing its share of challenges. While most adults are expecting to rely on their benefits to some degree in retirement, many are underestimating just how big of a role Social Security will play throughout their senior years.

This may sound harmless on the surface, but it could be far costlier than it seems. Here's what you need to know about the future of Social Security.

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Source Fool.com