No interest has been charged on federal student loans since early 2020, and no payments have been due. And even if you haven't chosen to voluntarily make any loan payments during the pause, you might be surprised to learn that these past few years could potentially help you have your loan balances forgiven.

In addition to the Biden Administration's efforts to pass broad student loan forgiveness, there are several loan forgiveness programs that already exist. The three that could potentially affect the most federal student loan borrowers are:

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Source Fool.com