During retirement, healthcare has the potential to become your greatest expense. So it's important to have funds available to pay for it. And if you contribute to a health savings account, or HSA, you can set yourself up to tackle your medical bills in retirement more easily.

But if you're going to open an HSA, it pays to do so as early as possible. You should aim to have your HSA well-funded before age 65.

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Source Fool.com