Shares of Block (NYSE: SQ) haven't panned out for investors in recent years. The financial services platform was a Wall Street darling during the pandemic's height, but it's been a huge disappointment since.

As of this writing, this fintech stock trades 78% below its all-time high. However, there are numerous reasons to still be bullish on the business, as it has many favorable qualities.

But before you buy shares while they're down, you need to pay attention to a specific risk.

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Source Fool.com