Recent data from Northwestern Mutual finds that Americans think it'll take $1.46 million, on average, to retire comfortably. That might seem like a daunting sum, but getting there may be easier than expected. In fact, one simple move on your part could potentially lead to a nest egg that large -- or even larger.

When you're reliant on yourself to transfer money into a retirement plan month after month, you have the potential to stray. So a better bet may be to sign up for your employer's 401(k).

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Source Fool.com