Many people look at retirement as a time to stop working and instead enjoy life. But it's not always that simple.

The reality is that while plenty of people manage to kick off their senior years with a nice 401(k) or IRA balance, there are also many people who enter retirement with virtually no money socked away. And since it's very difficult to live on Social Security alone, a fair number of seniors may have no choice but to work in some capacity once they resign from their primary careers.

A good 21% of Americans, in fact, think they'll be stuck having to work in retirement, according to a recent Natixis report. But rather than looking at that as a negative, it pays to consider the multiple benefits involved.

Continue reading

Source Fool.com