More and more employers are offering a Roth 401(k) as an option for employees to save for retirement, but it's probably not a great deal for most savers.

A Roth 401(k) allows you to contribute funds to retirement that you pay taxes on today. Those funds can grow tax-free, and distributions in retirement come out tax-free as well. With the SECURE 2.0 act, matching contributions can get the Roth treatment as well.

While the promise of a tax-free retirement might sound great, using a Roth 401(k) could end up costing more than just paying the taxes. And you can probably save more by using the traditional tax-deferred retirement savings account. Here are two reasons to avoid a Roth 401(k) for your retirement savings.

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Source Fool.com