When a stock crashes by more than 90% from its all-time high, investors would be right to question whether there is a structural problem with its underlying business. In most cases there is, but sometimes companies also succumb to economic factors outside of their control. 

The two stocks featured here have lost between 90% and 95% of their value, but they're in the process of overcoming a mixture of internal and external challenges. If they succeed, investors who buy in today might be paying a rock-bottom price with the potential for substantial gains in the future. 

Believe it or not, shares of Upstart Holdings (NASDAQ: UPST) are up a whopping 187% in 2023. But the stock fell so sharply over the last two years that the gain barely made a dent in its overall losses, so it's still down 90% from its all-time high. 

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Source Fool.com