Contributing to a retirement account might not be the most exciting item on your to-do list, but it can lead to rewards both now and in the future. If you have access to a traditional 401(k), you can tap into perks that can score you a win on your tax return and get you one step closer to the retirement you've always dreamed of.

But if you're unsure how to maximize your 401(k) this year, we've jotted down a few perks worth considering.

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Source Fool.com