Each year, about three million Americans start receiving Social Security retirement benefits, at which point they are called retirees by the Social Security Administration, regardless of work status. The decision to claim benefits should never be made lightly. Monthly Social Security checks are an important source of income for nearly 90% of retired workers, according to Gallup, and claiming benefits too early (or too late) can be a costly mistake.

Once you've made the decision to claim retirement benefits, you need to stay informed on the Social Security program. For instance, the Social Security Administration recently announced several important changes that will take effect next year.

Here's what you need to know if you plan to start retirement benefits in 2023.

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Source Fool.com