People are generally skeptical of change -- the unknown makes people uncomfortable. That's why many of the stocks that Wall Street loves today were often debated, ridiculed, and doubted in their early days.

It's likely that some of the stocks investors doubt today will eventually create enormous amounts of wealth for bold investors who took the chance and let the businesses behind them develop and blossom. Here are three disruptors that could eventually be huge winners.

Upstart Holdings (NASDAQ: UPST) is a lending technology company using artificial intelligence to approve borrowers for consumer loans. Banks traditionally rely on credit scores, but Upstart claims its algorithms can produce 75% fewer defaults at the same approval rate. Upstart primarily deals in personal loans, but has recently gone into automotive loans and has its sights set on other flavors of credit, including small business loans and mortgages.

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Source Fool.com