3 Great Reasons to Take Social Security Benefits at 62

Signing up for Social Security at 62 means more years of checks, but there's one drawback: The checks you receive at 62 are smaller than the ones you'd get if you delayed benefits.

Some people choose to delay until they reach 70 to get the largest checks possible, but this isn't the best strategy for everyone. If any of the three scenarios below apply to you, you're better off signing up as soon as you can.

Those with short life expectancies don't have anything to gain by delaying Social Security. If they wait too long, there's a chance they'll die before they get anything out of the program, so it makes sense for them to claim right away at 62 and get benefits for as many years as possible.

Source Fool.com