Social Security is undoubtedly a great benefits program that has kept millions of seniors out of poverty. But it may not be all that you'd hoped by the time you get to retirement. And unfortunately, if you have unrealistic expectations about Social Security, this can cost you your financial security.

You don't want to retire and only then realize your Social Security check isn't as big as you imagined. So, come to terms with these harsh realities ASAP -- while you still have time to take action.

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Source Fool.com