It doesn't matter if you're a seasoned investor or barely beginning: This has been an exceptionally tough year. The S&P 500, Dow Jones Industrial Average and Nasdaq Composite have all suffered their worst first nine months of a calendar year in 20 years. With apologies to Thomas Paine, "These are the times that try investor's souls."

Yet every cloud has a silver lining, and this one is no different. During bear markets, stocks that can deliver life-changing returns are beaten down just as much as their lukewarm counterparts. Case in point: These three high-growth stocks have all the ingredients needed to produce multibagger returns, yet have fallen between 40% and 54% from their highs reached late last year. Here's a look at each.

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Source Fool.com