Retirees look back with envy at the days before the Great Recession. Back then, a simple money market fund could fetch you 4% with absolutely no risk at all. These days, you're lucky if you can find something approaching 1.5%.
But don't despair. There are alternatives, and while they carry the risks of losing capital over time, you get both out-sized dividends and the possibility of price appreciation to boot.
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Source: Fool.com