Social Security is a complex program that must serve the needs of 70 million Americans with a diverse range of circumstances. There's no way anyone could construct a program that big without a lot of detailed planning and intricate rules.

While many households rely on Social Security to make ends meet in old age and retirement, they may be missing out if they don't know some of its lesser-known rules. Among the details of the program, here are three things you might not be aware of -- rules that could completely change your Social Security strategy.

Image source: Getty Images.

Continue reading

Source Fool.com