I've reached a point where retirement is not a faraway dream, but rather a reality less than 10 years away. That's making me revisit many aspects of my retirement plan as I try to ensure that I'll have the income I'll need.

Part of my retirement income will come from Social Security, which helps support tens of millions of retirees in the United States. But Social Security will never provide all my income. Here are three reasons why.

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Source Fool.com