You have a lot of options when it comes to saving for retirement. Many people have access to a 401(k) through their job and an increasing number of workers are stashing retirement savings in health savings accounts (HSAs) as well. And then there are always traditional and Roth IRAs. With so many choices, it can be difficult to know which is the best place for your money.

It's often best to review the pros and cons of each retirement account available to you before choosing one. Each of the accounts listed above has some unique advantages, but Roth IRAs have some especially valuable perks. Here are three reasons you may want to consider opening one if you haven't already.

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Source Fool.com