Millions of seniors today depend on Social Security to stay afloat financially. And even if you do a pretty good job of saving for retirement, once your career wraps up, you may find yourself pretty reliant on those benefits to cover your bills.

As such, it's in your best interest to get as much money out of Social Security as you can. But if you're not careful, you might end up with a lower monthly benefit than expected. Here are some common reasons why your Social Security income could shrink.

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Source Fool.com