3 Reasons to Delay Social Security Benefits

Millions of seniors count on Social Security to pay the bills and enjoy retirement to the fullest. But if you claim your benefits at the wrong time, you could wind up cash-strapped and unhappy.

You're allowed to file for Social Security as early as age 62, but you won't be entitled to your full monthly benefit until you reach what's known as full retirement age, or FRA. FRA depends on your year of birth, as per the following table:

Year of Birth

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Source Fool.com