The Roth IRA is a favorite among personal finance experts as a top choice for retirement savings. But a Roth 401(k) could be an even better option for many people.

If your employer offers a Roth 401(k) option and you've been ignoring it, you may be missing out on some big advantages over a Roth IRA. A Roth 401(k) could be the exact thing you need to increase your savings while providing more financial flexibility.

Here are three reasons to stop investing in a Roth IRA and use the Roth 401(k) instead.

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Source Fool.com