If you want to start building a stream of passive income that can fuel your retirement dreams there's no need to wait until you have a huge lump sum of cash ready to invest. These days, $100 is more than enough to scoop up shares of three dividend-paying stocks that offer yields of 9.5% or better at recent prices.

The average stock in the S 500 index has been offering a 1.55% yield. Any time you see dividend stocks offering yields that are more than 6 times the benchmark average, you know the market is concerned about the underlying business and its ability to meet and raise dividend commitments.

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Source Fool.com