Saving for retirement is something I aim to do every year. And this year is no exception. But I'm not putting all of my money into a single account. Rather, I'm splitting it up among these three specific accounts for three specific reasons.

Because I'm self-employed, I'm able to contribute money to a solo 401(k). Unlike an employer-sponsored 401(k) plan, I have to manage this account myself. And I'm not entitled to any sort of company match, which is a big bummer.

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Source Fool.com