Saving for retirement is essential. Without personal savings, you might struggle to cover your expenses later in life.

This especially holds true in light of potential Social Security cuts. If benefits are slashed, which is a distinct possibility in a little more than a decade from now, you might become even more reliant on your personal savings.

Thankfully, there are a number of retirement plans you can turn to for the purpose of building wealth for your senior years. Here are three that offer a world of benefits.

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Source Fool.com