Investors initially boosted the stock of fintech bank SoFi Technologies (NASDAQ: SOFI) after its third-quarter 2022 results surpassed revenue and earnings estimates and the company raised its full-year forecast. However, despite its remarkable growth during disappointing economic conditions, the stock has recently given back all of its post-earnings gains as investors realize that SoFi is still a high-risk investment.

Here are three risks you should know before you buy its stock.

SoFi primarily generates revenue through three loan businesses: student loans, home loans, and personal loans. So let's take a look at all three.

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Source Fool.com