If you're approaching retirement age, it may be that you've been planning for this milestone for decades. And you deserve to enjoy every year of retirement to the fullest. But if these signs apply to you, your retirement might end up being one prolonged financial nightmare.

Northwestern Mutual reports that the average person in their 60s has $112,500 saved for retirement. If your balance is similar, you may be headed into a tough situation.

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Source Fool.com