Once you have claimed your Social Security benefits, it's really hard to undo your decision. You have a few options, like rescinding your claim within the first 12 months and paying back all the benefits you've received. Unfortunately, however, it's not really practical for most people to do that.

Since the choice is so hard to revoke and it has a major effect on your financial future, you don't want to claim too soon. To ensure that doesn't happen to you, watch for these three big signs that you aren't really ready to start your Social Security checks just yet.

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Source Fool.com