3 Signs You're Not Saving Enough for Retirement

Nearly 40% of Americans are losing sleep at night worrying about saving for retirement. Perhaps not coincidentally, this is almost identical to the percentage of Americans who have nothing saved for their senior years .

Concerns about how you'll survive as a senior are not unfounded. There's a serious retirement crisis brewing, with median retirement-account balances throughout the U.S. valued at just $5,000, and studies showing we spend more time planning for vacations than for retirement. In fact, Americans may actually not be worried enough about retirement.

If you're stashing away cash, you may be one of the millions of Americans who aren't concerned because you think you're covered -- but are you really? To take stock of your retirement situation, consider three red flags that suggest you're not saving enough.

Source: Fool.com