Retiring early -- it's the dream that serves as the motivation for many investors. But it doesn't have to be a wishful fantasy. With a series of smart decisions, some hard work, and a couple of lucky breaks, early retirement can be an achievable reality.

I will candidly disclose that I have yet to reach the goal of retiring early, but I know that I am doing all I can to get there one day. Along this journey, I have learned a few things that would have served me well had I known them earlier. The advice won't lead to an extra zero in your bank account tomorrow morning. However, when implemented into your financial strategy over the long haul, it can make the voyage to financial freedom a little easier.

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