The need for Social Security reform has been well documented. The latest Trustees Report indicates the Social Security retirement trust fund will run out of cash by 2033 if Congress doesn't do anything. That could lead to some big changes in the near future.

But the Social Security rules change just a little bit almost every year. And even a little change can greatly impact the well-being of millions of senior citizens relying on their monthly benefits checks to make ends meet. 2024 is no different.

Here are three Social Security changes retirees need to know about in 2024.

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Source Fool.com