Social Security can be a very mysterious program, and oftentimes it can be difficult to truly figure out how the program works and how benefits for retirees are calculated.

But there are a lot of very specific, granular rules that the Social Security Administration (SSA) uses to make these calculations.

Knowing some of the key rules can make a big difference and potentially help you get more out of Social Security, whether you are younger and still working or a bit older and nearing the time when you actually claim Social Security. Here are three Social Security secrets that can lead to higher benefits and even bigger checks.

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Source Fool.com