Ever since its founding more than two decades ago, (NASDAQ: PYPL) has been a true trailblazer in the world of electronic payments. However, the stock has largely been a disappointment for shareholders. As of this writing, shares are 76% below their all-time high, and they are down 2% in 2023, missing the broader market's rally.

Before deciding to add this popular fintech stock to your portfolio, it's best to gain a better understanding about the business. Here are three things the smartest investors know about PayPal. 

Shareholders might know that PayPal has 433 million active accounts and processed $1.36 trillion of total payment volume (TPV) in 2022. But investors may not know the PayPal network is made up of some major pieces.

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Source Fool.com