For some, the decision to take Social Security is a challenging one: You'll need to consider a variety of factors in coming to a final determination. In certain cases, it may make sense to claim benefits early -- in advance of full retirement age (FRA) -- to lock in a better deal for you and your family. It's also smart to consider both financial and nonfinancial factors when it comes to filing your claim for benefits. 

Let's review three times you should -- and shouldn't -- consider taking Social Security benefits early. 

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Source Fool.com