(NASDAQ: PYPL) has had a terrible year. As of Dec. 28, the stock is down 11% in 2023, a huge disappointment compared with the impressive gains of the major market indexes.

Since its spin-off from eBay in July 2015, PayPal's best year was 2020, when the shares soared 116%. Investors want a repeat of this type of performance.

Better days might be on the horizon. As we set our sights on the future, here's why 2024 could be this fintech stock's best year ever.

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Source Fool.com