Like most people, I'm guilty of idealizing early retirement from time to time. I love my job, but I still wish I had more time in my schedule for other activities. The reality of a long retirement isn't all hobbies and travel and family time, though.

Retirement -- especially one that lasts 20 to 30 years -- can have some unexpected drawbacks too. Here are three downsides you may not have considered and how you can prepare for them.

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Source Fool.com