3 Ways a Roth IRA Is Icing on the Retirement Cake
Baking is actually a pretty good metaphor for growing your retirement nest egg. The money you put aside for your future is like the cake's raw ingredients. The securities (stocks, bonds, mutual funds, etc.) that you invest your money in are like the oven that turns those raw ingredients into something that can actually feed you later on. And the account you keep your investments in is like the icing on top -- that extra bit of tax-advantaged sweetness that sets the whole thing off.
For a lot of people, the Roth IRA's "icing" is the sweetest of all. These accounts offer several unique features, discussed below, that can help you stretch your dollars a whole lot further.
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Source Fool.com