We all want to give our kids the best possible start in life, and we all worry about what the future holds for them. Many parents choose to invest in a college savings account to help their children with their education costs, but that's not even the largest expense they'll face in their lifetime. Retirement can cost millions, and many workers struggle to save enough during their careers.

There are ways you can help your child with this if you have the extra cash or if you have a teen who's working and wants to set aside some of their own funds. Here are three ideas you can try.

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Source Fool.com