A 401(k) can be a valuable retirement savings tool, but its utility depends largely upon your decisions. Even the best 401(k) out there won't help you get any closer to retirement if you're not contributing to it. You also need to make sure you're contributing enough and that you've invested in the right things to maximize your profits and minimize your fees.
The sooner you start prioritizing your retirement savings, the easier it will be for you to save enough. Do the three things listed below if you hope to get the most money possible out of your 401(k).
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Source Fool.com