As someone with many hobbies I never seem to find enough time for, I've been known to romanticize the idea of early retirement. An extra 40 hours a week to do whatever I want sounds like a pretty sweet deal a lot of the time, but then I remind myself that the reality of early retirement isn't always idyllic. 

If you're considering an early exit from the workforce, make sure you're prepared for the following four challenges first.

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Source Fool.com