4 Surprising Things Original Medicare Doesn't Cover -- and What You Can Do About It

Original Medicare forms the foundation for most seniors' healthcare coverage in retirement, but it's not perfect. In fact, it's got some pretty big holes in it. You can patch these with supplemental insurance policies if you don't want to pay for them out of pocket, but you only have a short window to do so. If you want coverage for the following four things, you'd better seek it out before the annual open enrollment period ends on Dec. 7.

Hearing aids are one of Original Medicare's most surprising omissions, given that nearly 70% of Medicare beneficiaries aged 71 and older suffer from some degree of hearing loss, according to one study. But the program doesn't provide any coverage for these devices. The average senior with hearing aids spends about $914 per year out of their own pocket on hearing care, according to the Kaiser Family Foundation. Fortunately, other insurance policies can take some of these bills off your plate.

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