4 Things You Need to Know If You're Claiming a Social Security Spousal Benefit

Social Security gets its fair share of criticism -- it doesn't pay seniors enough, its raises are paltry, and its rules are complex. But one good thing about Social Security is that it takes care of people who spent a lifetime raising a family and therefore never had an opportunity to work.

If you fall into that category, you should know that once you're older, you may be entitled to income from Social Security in the form of spousal benefits. But spousal benefits don't work exactly like regular benefits. Here are a few key things to know if you're planning to collect benefits based on a spouse or former spouse's earnings record.

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Source Fool.com