Millions of Americans owe money in student loan form. And for more than three years, that debt was something they didn't have to worry about. That's because student loan payments were put on pause in early 2020, as lawmakers rushed to provide financial relief to the masses at the start of the pandemic.

But alas, that reprieve has come to an end. October marks the first month of student loan payments coming due. And for many people, finding the money for those payments is going to be a challenge.

But a good number of borrowers are contemplating a big change to help ensure that they'll be able to keep up with their student loan payments. And you may want to follow their lead.

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Source Fool.com