Becoming a millionaire is right up there with owning a home as part of the American dream. Unfortunately, it's a dream too few people realize. Less than 9% of Americans have a net worth of at least $1 million.

However, if you wish to join the ranks of those millionaire Americans, a retirement account such as a 401(k) plan can be the most straightforward path to success. Getting there boils down to leaning on a few open secrets that can help you end up with a nest egg big enough to enjoy truly golden retirement years.

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Source Fool.com