Managing your finances can be intimidating, particularly when you're first getting started. Only about half of U.S. states mandate personal financial literacy courses before graduating from high school, so many people are left to figure it out on their own. Education doesn't end with school, though, and learning personal finance as an adult can be liberating.

Navigating your finances might seem impossible at first -- maybe you're facing student loan debt, low income, expensive housing costs, or all of the above. But taking a few key steps, like setting financial goals, paying off debt, and starting your retirement savings, can help you feel more in control.

Read on to learn more about how to get started.

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Source Fool.com