Most of us are not independently wealthy, so we need to be planning for our retirement -- estimating how much income we'll need when we're no longer working, figuring out how we'll get it, and taking steps necessary to get us to our goals.

As we plan, save, and invest for retirement, there are some critical errors to avoid, in order to get the best possible results. Here are five biggies to know about.

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Source Fool.com