5 Ways to Catch Up if You're in Your 30s With No Retirement Savings

If you started investing $5,000 a year for retirement at age 25 and earned 6% returns, you'd have $825,000 by the time you turned 65. 

But what if you waited until 35 to start investing? At 65, you'd have just $425,000.

If you're in your 30s with no retirement savings, you probably don't need a lecture about the cost of delaying investing. Lots of people don't start saving in their 20s, not because their spending habits are out of control, but because they can't afford to on an entry-level salary, especially if they're struggling to repay student loans.

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Source Fool.com