5 Ways to Get Financing With a Bankruptcy in Your Past

There's good news and bad news regarding getting financing after bankruptcy. The good news is you can get financing after a judge discharges or dismisses your bankruptcy. The bad news is you'll probably need to wait some time and save some money. With that said, here are five ways to get financing.

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If you filed Chapter 7, the most common type for individuals since debts are wiped out, and want a conventional loan, you will need to wait at least four years after a judge either discharges or dismisses your bankruptcy. If you filed Chapter 13, also called a reorganization bankruptcy, since you'll still pay your debts over time, you will need to wait four years after a discharge and two years after a dismissal.

Source Fool.com