It's no secret that Social Security has been struggling. The program is facing some serious problems, and with lawmakers unable to come to an agreement on a solution so far, nobody knows what the future holds.

Many workers are understandably concerned about how this will impact their retirement. In fact, 72% of U.S. adults say they're worried that when it comes time to retire, Social Security won't be there for them, according to a 2023 report from the Transamerica Center for Retirement Studies.

So just how bad is the problem? And is your retirement at risk? Here's what you need to know about the future of Social Security.

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Source Fool.com