77% of Americans Risk Running Out of Retirement Money Way Too Soon

If your investment account runs dry while you're still relying on it, you could be in a very bad position. Often, by the time this happens, it's far too late to return to the workforce and earn income. And living on Social Security alone is typically difficult or impossible, as the benefits program is designed to replace just 40% of pre-retirement earnings and the buying power of benefits tends to decline over time.

Unfortunately, the majority of Americans could face this fate. And whether you're currently retired or are still working, it's important to be prepared for this reality and make plans now to ensure this doesn't happen to you. 

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Source Fool.com