Retiring comfortably isn't a given. To get to that point, you generally have to work hard, save well, and make savvy investment decisions that lead to the accumulation of wealth.

Plenty of people feel equipped to handle retirement planning on their own. And you might strongly feel the same.

But in a recent Nationwide survey of older Americans, 86% said that working with a financial professional has helped improve their retirement readiness. If you've been tackling your retirement planning solo, you may want to have a change of heart.

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Source Fool.com